/* Shared styles for the loan-officer site (index, solutions, pricing, proof, try, compare, demo).
   Light, high-contrast, one CTA color. Older pages (cfo, marketing-director, audit…) keep
   their own inline styles and are unaffected. */
:root{
  --ink:#0b1f3a;          /* headings, body */
  --ink-2:#44546b;        /* secondary text */
  --ink-3:#6b7a90;        /* captions */
  --bg:#ffffff;
  --bg-2:#f4f7fb;         /* alternate sections */
  --line:#e2e8f0;
  --blue:#1f6feb;         /* accent — matches the gem in the logo */
  --blue-soft:#e8f0fe;
  --green:#12a150;        /* primary CTA — "booked" */
  --green-dark:#0e8a44;
  --navy:#0b1f3a;         /* dark bands */
  --maxw:1120px;
  --r:14px;
}
*{box-sizing:border-box;margin:0;padding:0}
html{scroll-behavior:smooth}
body{font-family:'Inter',system-ui,-apple-system,sans-serif;color:var(--ink);background:var(--bg);line-height:1.6;-webkit-font-smoothing:antialiased;overflow-x:hidden}
img{max-width:100%;display:block}
a{color:var(--blue)}
.wrap{max-width:var(--maxw);margin:0 auto;padding:0 24px}
@media(max-width:640px){.wrap{padding:0 16px}}

/* ---------- header ---------- */
.hdr{position:sticky;top:0;z-index:50;background:rgba(255,255,255,.94);backdrop-filter:blur(8px);border-bottom:1px solid var(--line)}
.hdr .wrap{display:flex;align-items:center;justify-content:space-between;height:68px;gap:18px}
.hdr .logo img{height:30px;width:auto}
.nav{display:flex;align-items:center;gap:26px}
.nav a{color:var(--ink);text-decoration:none;font-size:15px;font-weight:500}
.nav a:hover,.nav a.on{color:var(--blue)}
.nav .btn{color:#fff}
.nav-toggle{display:none;background:none;border:0;cursor:pointer;padding:8px}
.nav-toggle span{display:block;width:22px;height:2px;background:var(--ink);margin:5px 0}
@media(max-width:900px){
  .nav-toggle{display:block}
  .nav{position:absolute;top:68px;left:0;right:0;flex-direction:column;align-items:stretch;gap:0;background:#fff;border-bottom:1px solid var(--line);max-height:0;overflow:hidden;transition:max-height .25s}
  .nav.open{max-height:520px}
  .nav a{padding:14px 24px;border-top:1px solid var(--line)}
  .nav .btn{margin:12px 24px 16px;text-align:center}
}

/* ---------- buttons ---------- */
.btn{display:inline-block;background:var(--green);color:#fff;font-weight:600;font-size:16px;padding:14px 26px;border-radius:10px;text-decoration:none;border:0;cursor:pointer;transition:background .15s,transform .15s;box-shadow:0 6px 18px rgba(18,161,80,.25)}
.btn:hover{background:var(--green-dark);transform:translateY(-1px)}
.btn.sm{font-size:14.5px;padding:10px 18px}
.btn.lg{font-size:17px;padding:17px 32px}
.btn.ghost{background:#fff;color:var(--ink);border:1.5px solid var(--line);box-shadow:none}
.btn.ghost:hover{border-color:var(--ink);background:#fff}
.btn.block{display:block;text-align:center;width:100%}
.btn[aria-busy=true]{opacity:.7;pointer-events:none}

/* ---------- type ---------- */
.eyebrow{display:inline-block;font-size:13px;font-weight:700;letter-spacing:.12em;text-transform:uppercase;color:var(--blue);background:var(--blue-soft);padding:6px 12px;border-radius:99px;margin-bottom:18px}
h1{font-size:clamp(2.2rem,5vw,3.6rem);line-height:1.08;letter-spacing:-.025em;font-weight:800}
h2{font-size:clamp(1.7rem,3.6vw,2.6rem);line-height:1.15;letter-spacing:-.02em;font-weight:800}
h3{font-size:1.18rem;font-weight:700;line-height:1.3}
.hl{color:var(--blue)}
.lead{font-size:clamp(1.08rem,1.7vw,1.28rem);color:var(--ink-2);max-width:640px}
.center{text-align:center}
.center .lead{margin-left:auto;margin-right:auto}
.muted{color:var(--ink-2)}
.small{font-size:14px;color:var(--ink-3)}

/* ---------- sections ---------- */
section{padding:88px 0}
section.alt{background:var(--bg-2)}
section.dark{background:var(--navy);color:#fff}
section.dark .lead,section.dark .muted{color:#c3cede}
.sec-head{max-width:720px;margin:0 auto 48px;text-align:center}
.sec-head .lead{margin:16px auto 0}
@media(max-width:640px){section{padding:64px 0}}

/* ---------- hero ---------- */
.hero{padding:72px 0 64px;background:linear-gradient(180deg,#f4f8ff 0%,#fff 100%)}
.hero-grid{display:grid;grid-template-columns:1.1fr .9fr;gap:48px;align-items:center}
.hero h1{margin-bottom:20px}
.hero .lead{margin-bottom:28px}
.cta-row{display:flex;gap:14px;flex-wrap:wrap;align-items:center}
.trust{display:flex;gap:18px;flex-wrap:wrap;margin-top:22px;font-size:14px;color:var(--ink-2)}
.trust span::before{content:"✓";color:var(--green);font-weight:800;margin-right:6px}
@media(max-width:900px){.hero-grid{grid-template-columns:1fr}.hero{padding:48px 0}}

/* ---------- stats ---------- */
.stats{display:grid;grid-template-columns:repeat(3,1fr);gap:18px}
.stat{background:#fff;border:1px solid var(--line);border-radius:var(--r);padding:26px}
.stat b{display:block;font-size:2.3rem;font-weight:800;letter-spacing:-.02em;color:var(--blue);line-height:1.1}
.stat p{margin-top:8px;color:var(--ink-2);font-size:15px}
.stat .src{display:block;margin-top:8px;font-size:12px;color:var(--ink-3)}
@media(max-width:800px){.stats{grid-template-columns:1fr}}

/* ---------- cards / grids ---------- */
.grid{display:grid;gap:18px}
.g2{grid-template-columns:repeat(2,1fr)}
.g3{grid-template-columns:repeat(3,1fr)}
.g4{grid-template-columns:repeat(4,1fr)}
@media(max-width:960px){.g3,.g4{grid-template-columns:repeat(2,1fr)}}
@media(max-width:640px){.g2,.g3,.g4{grid-template-columns:1fr}}
.card{background:#fff;border:1px solid var(--line);border-radius:var(--r);padding:26px}
.card .ic{width:44px;height:44px;border-radius:10px;background:var(--blue-soft);color:var(--blue);display:grid;place-items:center;font-size:22px;margin-bottom:14px}
.card h3{margin-bottom:8px}
.card p{color:var(--ink-2);font-size:15.5px}
.card ul{margin:12px 0 0 0;list-style:none}
.card li{font-size:14.5px;color:var(--ink-2);padding:4px 0 4px 22px;position:relative}
.card li::before{content:"✓";position:absolute;left:0;color:var(--green);font-weight:800}
.tag{display:inline-block;font-size:11.5px;font-weight:700;letter-spacing:.06em;text-transform:uppercase;padding:4px 9px;border-radius:6px;margin-bottom:12px}
.tag.t1{background:var(--blue-soft);color:var(--blue)}
.tag.t2{background:#e7f7ee;color:var(--green-dark)}

/* ---------- steps ---------- */
.steps{display:grid;grid-template-columns:repeat(4,1fr);gap:18px;counter-reset:s}
.step{background:#fff;border:1px solid var(--line);border-radius:var(--r);padding:24px;position:relative}
.step::before{counter-increment:s;content:counter(s);display:grid;place-items:center;width:36px;height:36px;border-radius:50%;background:var(--blue);color:#fff;font-weight:800;margin-bottom:14px}
.step p{color:var(--ink-2);font-size:15px;margin-top:6px}
@media(max-width:960px){.steps{grid-template-columns:repeat(2,1fr)}}
@media(max-width:640px){.steps{grid-template-columns:1fr}}

/* ---------- pricing ---------- */
.plans{display:grid;grid-template-columns:repeat(2,1fr);gap:22px;max-width:900px;margin:0 auto}
@media(max-width:760px){.plans{grid-template-columns:1fr}}
.plan{background:#fff;border:1.5px solid var(--line);border-radius:18px;padding:32px;display:flex;flex-direction:column}
.plan.pop{border-color:var(--blue);box-shadow:0 18px 50px rgba(31,111,235,.14);position:relative}
.plan.pop::before{content:"Most popular";position:absolute;top:-13px;left:32px;background:var(--blue);color:#fff;font-size:12px;font-weight:700;padding:5px 12px;border-radius:99px}
.plan h3{font-size:1.35rem}
.plan .desc{color:var(--ink-2);font-size:15px;margin-top:6px;min-height:48px}
.price{margin:18px 0 4px;font-size:3rem;font-weight:800;letter-spacing:-.03em;line-height:1}
.price small{font-size:1rem;font-weight:500;color:var(--ink-3);letter-spacing:0}
.plan .setup{font-size:14px;color:var(--ink-3);margin-bottom:20px}
.plan ul{list-style:none;margin:0 0 26px;flex:1}
.plan li{padding:7px 0 7px 26px;position:relative;font-size:15px;border-top:1px solid #f0f3f7}
.plan li::before{content:"✓";position:absolute;left:0;color:var(--green);font-weight:800}
.plan li.inc{font-weight:600}
.plan li.inc::before{content:"+";color:var(--blue)}

/* ---------- tables ---------- */
.tbl-wrap{overflow-x:auto;-webkit-overflow-scrolling:touch;border:1px solid var(--line);border-radius:var(--r);background:#fff}
table{width:100%;border-collapse:collapse;font-size:15px;min-width:640px}
th,td{padding:14px 16px;text-align:left;border-bottom:1px solid var(--line);vertical-align:top}
thead th{background:var(--bg-2);font-size:13.5px;font-weight:700}
th.us,td.us{background:#f2f7ff}
td .y{color:var(--green);font-weight:800}
td .n{color:#c2410c;font-weight:800}
td .p{color:#a16207;font-weight:700}

/* ---------- phone mock ---------- */
.phone{max-width:360px;margin:0 auto;background:#0b1f3a;border-radius:36px;padding:14px;box-shadow:0 30px 70px rgba(11,31,58,.25)}
.phone .scr{background:#fff;border-radius:26px;padding:18px 14px 20px;min-height:420px}
.phone .who{text-align:center;font-size:13px;color:var(--ink-3);padding-bottom:12px;border-bottom:1px solid var(--line);margin-bottom:12px}
.phone .who b{display:block;color:var(--ink);font-size:14.5px}
.msg{max-width:84%;padding:10px 13px;border-radius:18px;font-size:14.5px;line-height:1.45;margin:8px 0}
.msg.out{background:var(--blue);color:#fff;margin-left:auto;border-bottom-right-radius:5px}
.msg.in{background:#eef1f5;color:var(--ink);border-bottom-left-radius:5px}
.msg-t{font-size:11px;color:var(--ink-3);text-align:center;margin:10px 0 2px}
.booked{margin:14px auto 0;background:#e7f7ee;color:var(--green-dark);font-weight:700;font-size:13.5px;text-align:center;padding:10px;border-radius:10px}

/* ---------- FAQ ---------- */
.faq{max-width:820px;margin:0 auto}
.faq details{border:1px solid var(--line);border-radius:12px;background:#fff;margin-top:10px}
.faq summary{cursor:pointer;padding:18px 20px;font-weight:600;list-style:none}
.faq summary::-webkit-details-marker{display:none}
.faq summary::after{content:"+";float:right;color:var(--blue);font-weight:700;margin-left:12px}
.faq details[open] summary::after{content:"–"}
.faq details p{padding:0 20px 18px;color:var(--ink-2)}

/* ---------- CTA band ---------- */
.cta-band{background:var(--navy);color:#fff;border-radius:22px;padding:56px 32px;text-align:center}
.cta-band h2{color:#fff}
.cta-band p{color:#c3cede;max-width:560px;margin:14px auto 26px}
.cta-band .cta-row{justify-content:center}
.cta-band .btn.ghost{background:transparent;color:#fff;border-color:rgba(255,255,255,.35)}

/* ---------- note / callout ---------- */
.note{background:#fffbeb;border:1px solid #fde68a;border-radius:12px;padding:16px 18px;font-size:14.5px;color:#713f12}
.callout{background:var(--blue-soft);border-radius:var(--r);padding:22px 24px;color:var(--ink)}

/* ---------- footer ---------- */
.ftr{background:#07152a;color:#9fb0c6;padding:56px 0 36px;font-size:14.5px}
.ftr .cols{display:grid;grid-template-columns:1.4fr 1fr 1fr;gap:32px}
.ftr img{height:26px;margin-bottom:14px}
.ftr h4{color:#fff;font-size:14px;margin-bottom:12px}
.ftr a{color:#9fb0c6;text-decoration:none;display:block;padding:3px 0}
.ftr a:hover{color:#fff}
.ftr .legal{border-top:1px solid rgba(255,255,255,.1);margin-top:36px;padding-top:20px;font-size:13px}
.ftr .legal a{display:inline}
@media(max-width:760px){.ftr .cols{grid-template-columns:1fr}}
@media(max-width:640px){.cta-row .btn{display:block;width:100%;text-align:center}}
.grid>*{min-width:0}

/* ---------- every-plan includes ---------- */
.included{max-width:900px;margin:34px auto 0;text-align:center}
.included .eyebrow{margin-bottom:14px}
.included .card{text-align:left}
.included-note{margin-top:16px;color:var(--ink-2);font-size:15.5px}
.included-note a{font-weight:600;white-space:nowrap}

/* ---------- email card (sample scorecard) ---------- */
.mail{background:#fff;border:1px solid var(--line);border-radius:18px;box-shadow:0 20px 50px rgba(11,31,58,.14);overflow:hidden;width:100%;max-width:560px;margin:0 auto}
.mail-hd{background:var(--bg-2);border-bottom:1px solid var(--line);padding:14px 20px;font-size:13.5px;color:var(--ink-2);line-height:1.7}
.mail-hd b{color:var(--ink);font-weight:600}
.mail-bd{padding:6px 20px 22px;font-size:15px;color:var(--ink)}
.mail-bd p{margin-top:12px;color:var(--ink-2)}
.mail-bd .mail-lede{color:var(--ink);font-weight:600}
.mail-bd h4{margin-top:20px;font-size:12.5px;font-weight:700;letter-spacing:.08em;text-transform:uppercase;color:var(--blue)}
.mail-nums{margin-top:10px;background:var(--blue-soft);border-radius:10px;padding:10px 14px}
.mail-nums div{display:flex;flex-wrap:wrap;align-items:baseline;gap:6px;padding:4px 0}
.mail-nums span{min-width:110px;color:var(--ink-2)}
.mail-nums b{font-size:1.3rem;font-weight:800;color:var(--ink)}
.mail-nums em{font-style:normal;color:var(--ink-3);font-size:14px}
.mail-bd ol{margin:10px 0 0 20px;color:var(--ink-2)}
.mail-bd ol li{padding:3px 0}
.mail-bd .mail-reply{background:#e7f7ee;color:var(--green-dark);border-radius:10px;padding:10px 12px;margin-top:16px}
@media(max-width:640px){.mail-hd,.mail-bd{padding-left:16px;padding-right:16px}}